1. Are there limits to buying crypto with a bank card?
Fiat | Single transaction limit | Daily limit | Monthly limit |
USD | 20-3,000 USD | 2,000 USDC | 6,000 USDC |
EUR | 20-2,500 EUR | 2,000 USDC | 6,000 USDC |
TWD | 400-90,000 TWD | 2,000 USDC | 6,000 USDC |
AUD | 20-4,000 AUD | 2,000 USDC | 6,000 USDC |
HKD | 100-20,000 HKD | 2,000 USDC | 6,000 USDC |
MYR | 80-12,000 MYR | 2,000 USDC | 6,000 USDC |
VND | 350,000-2,999,999,99 VND | 2,000 USDC | 6,000 USDC |
2. What are the fees for buying crypto with a bank card?
Issuing country | Transaction fee | Fixed fee |
EEA | 1.2% | ≤0.5U |
Non-EEA | 2.6%-2.8% | ≤0.5U |
3. Which bank cards are supported by Pionex?
1) Currently, we support credit and debit cards issued by Visa and Mastercard.
Please ensure your bank card supports 3D Secure and meets international and online transaction eligibility.
2) Banks with higher success rates in Taiwan:
THE SHANGHAI COMMERCIAL & SAVINGS BANK, LTD.
CHANG HWA COMMERCIAL BANK, LTD.
PJSC AVANT BANK - PJSC AVANT
TAIWAN SHIN KONG COMMERCIAL BANK CO., LTD.
TAIPEI FUBON COMMERCIAL BANK CO., LTD.
DBS BANK (TAIWAN) LTD.
CATHAY UNITED BANK
CITIBANK TAIWAN, LTD.
LINE BANK TAIWAN LIMITED
BANK SINOPAC
MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD.
TAISHIN INTERNATIONAL BANK
STANDARD CHARTERED BANK (TAIWAN), LTD.
FAR EASTERN INTERNATIONAL BANK
TAIWAN COOPERATIVE BANK
HSBC BANK (TAIWAN) LIMITED
NATIONAL CREDIT CARD CENTER
E. SUN COMMERCIAL BANK CO., LTD.
COSMOS BANK, TAIWAN
FIRST COMMERCIAL BANK
KGI BANK
4. Restricted countries for buying crypto with a bank card
The following countries and regions are restricted from using bank cards to buy crypto:
Afghanistan, Central African Republic, Republic of the Congo, Democratic Republic of the Congo, Cuba, China, Iran, Iraq, Lebanon, Libya, Mali, Myanmar, Pakistan, North Korea, Palestine, Russia, Sudan, South Sudan, Somalia, Syria, Venezuela, Yemen, Zimbabwe, Trinidad and Tobago, Bahamas, Mongolia, Ghana, Algeria, Bolivia, Bangladesh, Ecuador, Morocco, Nepal, Western Sahara, Kyrgyzstan, Marshall Islands, Tunisia, Cambodia, Burundi, Guinea-Bissau, Liberia, Sierra Leone, United States.
Countries and regions not listed above are not restricted by this notice — if your country/region is not one of those named (Afghanistan, Central African Republic, Republic of the Congo, Democratic Republic of the Congo, Cuba, China, Iran, Iraq, Lebanon, Libya, Mali, Myanmar, Pakistan, North Korea, Palestine, Russia, Sudan, South Sudan, Somalia, Syria, Venezuela, Yemen, Zimbabwe, Trinidad and Tobago, Bahamas, Mongolia, Ghana, Algeria, Bolivia, Bangladesh, Ecuador, Morocco, Nepal, Western Sahara, Kyrgyzstan, Marshall Islands, Tunisia, Cambodia, Burundi, Guinea-Bissau, Liberia, Sierra Leone, or United States), you can go ahead and buy crypto with a bank card as usual. This list is subject to change; if a bank card purchase is unexpectedly declined for a country not on this list, please contact Pionex Support for further assistance.
5. Does Pionex have its own bank account? Can I open an IBAN account with Pionex?
No. Pionex is not a bank and does not provide personal bank accounts or IBAN accounts.
When you use a bank card to purchase cryptocurrency through Pionex, the funds are processed through third-party payment providers and do not pass through any bank account opened under Pionex's name.