Pionex Card lets you subscribe directly to global services like ChatGPT, Claude, TradingView, and Netflix using the USDT balance in your account — no currency exchange or traditional bank card required.
Supported Payment Methods
You can complete subscription payments with Pionex Card through Apple Pay, Google Pay, and LINE Pay. PayPal, Alipay, and WeChat Pay are available on the Pionex Visa Card only — they can't be linked to the Pionex Mastercard.
Supported Subscription Merchants
Merchants supported by Pionex Card fall into three main categories. The exact merchant list is updated periodically. Your merchant doesn't need to be on this list. If a service accepts any of the payment methods (Apple Pay, Google Pay, PayPal, LINE Pay, Alipay, WeChat Pay) or the Visa/Mastercard network, just add your Pionex Card and try the payment directly — the names below are only popular examples.
AI Tools (most subscribed)
OpenAI —— the creator of ChatGPT, the world's most widely used AI assistant
Claude —— an AI assistant known for long-form reasoning, writing, and coding
Cursor —— an AI-powered code editor and daily productivity tool for developers
Other mainstream AI services such as Google Gemini, Perplexity, Midjourney, ElevenLabs, and GitHub Copilot are also supported.
Trading Strategy Services (for trading decisions)
TradingView —— the world's largest charting and market community, supporting strategy backtesting and price alerts
Lucid Trading —— a futures prop-trading evaluation platform; pass the challenge to trade a funded account
Topstep —— a long-standing trader evaluation platform known for strict risk rules and profit-sharing
Other market-data and research subscriptions such as Coinglass, Glassnode, Financial Times, and Bloomberg are also supported.
Lifestyle Subscriptions (mainstream service apps)
Note: Apple's own charges (App Store purchases, iCloud+, Apple One) can't be paid with Pionex Card, because the card can't be set as an Apple Account payment method. You can still add Pionex Card to Apple Pay and use it at other merchants.
YouTube Premium —— ad-free viewing, background play, and offline downloads, including YouTube Music
Netflix —— a global streaming platform with on-demand original series and movies
Other everyday subscriptions such as Spotify, Disney+, Microsoft 365, Google One, Notion, and Canva are also supported.
Two Steps to Bind Your Card
View your card number: Get your card number, expiration date, and billing address (see "Before You Subscribe" for where to find it).
Enter it on the merchant's subscription payment page: Enter the card details in the payment settings of the subscription service.
Before You Subscribe
Confirming these four things in advance can prevent most failed charges.
1. Enter the correct billing address. Many merchants verify the billing address and postal/ZIP code, and an incorrect or missing entry is usually declined without a clear error message.
Visa card: your billing address is on the Card Details page (Wallet → Card → Card Details), together with your card number, expiry, and CVV.
Mastercard: not every card has a billing address. If you did not provide one when you applied, your card does not have one, and it is not displayed in the app or on your Monthly Statement. See Pionex Mastercard for details.
If your card has no billing address, a merchant that enforces address verification (AVS) cannot process the transaction — use another payment method, or a digital wallet that already holds your card. If you were charged even though the payment failed, request the refund from the merchant, then contact Pionex Support with the ARN (Acquirer Reference Number) the merchant provides. For related binding problems, see Pionex Card & Master Card Binding Issue.
2. Keep enough balance. Some merchants (such as OpenAI) first run a small pre-authorization to verify the card. To avoid a charge failing even though your balance seems "just enough," we recommend keeping about 5 extra USDT beyond the subscription amount before the billing date.
3. Watch for 3DS verification push notifications. First-time or large charges may require confirming the transaction in the Pionex app. Verification has a time limit, so enable push notifications — an unconfirmed request that times out will cause the charge to fail.
4. Cancel subscriptions through the merchant, not Pionex. Deactivating the card in Pionex does not cancel the subscription — the merchant will keep billing you and may suspend your service if the charge fails. To stop a subscription, cancel it in that merchant's own account settings.
FAQ
Q: What should I do if a payment shows as successful in the app but the merchant says it failed, or my card is charged despite a decline message?
A: A successful status may only indicate an approved authorization, not a completed charge. The amount may remain temporarily held on your card.
Confirm with the merchant whether the transaction was canceled or completed.
If canceled or not completed, the held amount will be automatically released, usually within 15 days.
If the amount is still held, it reduces your available balance and may cause subsequent payments to be declined due to insufficient funds.
If the funds are not returned after 15 days, contact Pionex Support with the merchant name, amount, and transaction time.
If the merchant confirms the charge was completed but the service was not provided, request a refund from the merchant and obtain the ARN (Acquirer Reference Number) before contacting Pionex Support.
Q: A merchant says my card type isn't accepted (for example, "prepaid cards are not accepted"). Why?
A: Pionex Card, both Visa and Mastercard, is a debit card. Some merchants still decline certain cards under their own rules. When that happens, the merchant declines the payment on its side before the request reaches Pionex, so the attempt may not appear in your card transactions, and Pionex Support cannot override the merchant's decision. Contact the merchant, or use another payment method.
Q: Does the country or region where my card was issued affect subscription pricing or promotional eligibility?
A: It may. Whether the card's issuing country or region affects the price you are charged or your eligibility for promotions is decided by each merchant, not by Pionex. We recommend checking with the merchant before you subscribe.