Table of Contents
What is Buy-the-Dip?
When should you use Buy-the-Dip?
How does Buy-the-dip work?
Modes and Parameters Setting
How to invest in the Buy-the-Dip Strategy?
Benefits and Risks
Buy-the-Dip FAQ
What is Buy-the-Dip?
Buy-the-Dip is a Dual Investment product that lets you earn high interest while waiting to buy crypto at your target price. APY ranges from 10% to over 300%, depending on your chosen target price and settlement date. Both USDT and USDC are supported as principal.
When should you use Buy-the-Dip?
Crypto markets are highly volatile. Buy-the-Dip helps you earn passive income while waiting for your ideal entry price. Here are three common scenarios:
Scenario 1: You have a specific target price
If you have a clear target price in mind, simply set it and invest accordingly.
Scenario 2: You want to protect cash from inflation but are unsure about the market
Set your target buy price well below the current price. For example, if BTC is at $20,500 and you set a target of $16,000, you may earn ~10% APY — enough to outpace inflation. If BTC never drops to $16,000 by settlement, you keep your USDT plus yield. If it does drop below $16,000, you buy BTC at $16,000.
Scenario 3: You are a long-term believer in crypto
If you believe in crypto's long-term value, you can use Buy-the-Dip to systematically lower your average entry price. You can also reinvest purchased crypto into Covered Gain to earn more yield while waiting for a rebound.
How does Buy-the-dip work?
Buy-the-Dip lets you buy crypto at a target price while earning interest income. You set a target buy price and investment amount; we find matching Dual Investment products for you to subscribe to.
Example: You want to buy 1 BTC at 20,000 USDT, but the current price is 22,000 USDT. You subscribe to Buy-the-Dip with:
Target buy price: 20,000 USDT
Duration: 1 day
APY: 30%
Return at settlement: 0.6%
At settlement:
If BTC price < 20,000 USDT → you receive your investment × (1 + 0.6%) in BTC
If BTC price ≥ 20,000 USDT → you receive your investment × (1 + 0.6%) in USDT
In short: if BTC drops to or below your target, you buy BTC with your investment plus earned interest. If it stays above, you earn interest in USDT.
Note: APYs and returns vary by settlement date and strike price. APY is calculated per second (not per day), so exact profit calculations using Investment × APY × Days / 365 may not match precisely.
Modes and Parameters Setting
Buy-the-Dip has two modes: Basic Mode and Pro Mode.
Basic Mode
Suitable for buying crypto at a fixed target price.
Parameter | Description |
Buying Price | The target price at which you want to buy crypto |
Investment | Amount of USDT (or USDC) to invest |
Lowest Tolerance APY | Minimum acceptable APY; products below this are filtered out |
Longest Period | Maximum acceptable settlement duration; longer products are filtered out |
Auto-reinvest rule: The product automatically reinvests your principal plus yield into a new term at the same target price once the previous term expires — until you successfully buy crypto.
Pro Mode
Suitable for buying crypto at a percentage drop from the current price.
Parameter | Description |
Drop from Price | The % price drop at which you want to buy |
Investment | Amount of USDT (or USDC) to invest |
Lowest Tolerance APY | Minimum acceptable APY; products below this are filtered out |
Longest Period | Maximum acceptable settlement duration; longer products are filtered out |
Auto-reinvest rule: The system automatically finds and subscribes to new products. The new strike price is calculated as: settlement price of last round × (1 − price drop %). Your principal plus yield is reinvested each round until you successfully purchase crypto.
How to invest in the Buy-the-Dip Strategy?
To get started, simply follow the tutorials for the Dual Investment strategy and create your first order today.
In APP：
Step 1: Open the Pionex app, tap [Bot] in the bottom navigation bar, then tap [Create].
Step 2: Under the "Options Bot" section, select [Buy-the-dip].
Step 3: Choose [Basic Mode] or [Pro Mode]. Select your coin pair, then enter your Buying Price. Optionally expand Advanced Settings to set a Lowest Tolerance APY and Longest Period. Tap [Search].
Step 4: From the search results, select your preferred product.
Step 5: On the product detail page, review the APY, settlement period, and payout scenarios, then tap [Purchase]. Enter your investment amount (minimum 10 USDT for BTC) and tap [Confirm].
Step 6: On the Order Confirmation screen, review all details and Auto-invest Parameters. Check "I already know the risks and benefits of buy-the-dip feature", then tap [Confirm] to place your order.
On the Web：
Step 1: Log in to Pionex → [Earn] → [Structured] → [Earning Robot]
Step 2: Select Buy-the-Dip → [Create the Bot]. Choose your mode, select the asset, input your parameters, and click [Search].
Step 3: From the results, select your preferred product and click [Details] → [BUY].
Step 4: Enter your investment amount, enable Auto-invest if desired, click [OK]. Acknowledge the risks and click [OK] to confirm your order.
FAQ
Q: I'm waiting to buy BTC at $20,000, but at settlement the price drops to $18,000. What happens?
A: You will buy BTC at $20,000 and receive your earned yield in BTC.
Q: What are the risks of Buy-the-Dip?
A: Two key risks:
Post-purchase price drop – If your subscription is exercised, you buy at your target price. If the market continues falling after that, you bear the further decline — just like any direct crypto purchase.
Settlement price gap – If the market price at settlement is significantly below your target, you still buy at your target price and take on that price difference.
Example: You subscribe with a BTC target of $20,000 for 5 days. At settlement BTC is at $15,000. You still buy BTC at $20,000 using your investment plus earned yield.
Q: When should I enable Auto-Reinvest in Pro Mode?
A: Enable it when you have spare stablecoins, want ongoing yield, and expect the market to trade sideways. Example:
Current BTC: $20,000
You set a 10% price drop trigger
If BTC stays above $18,000 at settlement → you earn yield, funds reinvested at 10% below new market price
If BTC is at or below $18,000 at settlement → your investment + yield converts to BTC at that price
Q: What's the difference between Basic Mode and Pro Mode?
A:
Strategy: Basic Mode buys at a fixed price; Pro Mode buys at a percentage drop from current price.
Auto-reinvest: Basic Mode reinvests at the same fixed target price. Pro Mode recalculates the strike price each round based on the percentage drop from the last settlement price.
Q: Can I use stablecoins other than USDT?
A: Yes. Pionex supports both USDT and USDC as principal. Click the dropdown in the investment section (top-right) to switch.
Q: What are the minimum investment amounts?
A:
BTC and ETH Buy-the-Dip: minimum 10 USDT
All other coins: minimum 40 USDT
Q: Can I redeem (stop) my subscription early?
A:
BTC and ETH: Early redemption is supported.
All other coins: Early redemption is not supported — you must wait until settlement.
Important: If you stop your bot before settlement, your investment and any earnings will not be returned immediately. Funds are returned to your main account after settlement. You may also resume the bot before settlement if you change your mind.
Q: How is the settlement price calculated?
A: The settlement price is the average index price over the 30 minutes before 8:00 AM UTC on the settlement date.
If you have any other questions, please contact Pionex Support.